The Rules


My husband and I originally married in 1985 and divorced in 1998, remarried each other in 2001, and now are getting divorced in 2023. I would like to know how this breaks down for Tricare, as far as the 20/20/20 rule is concerned.


Jim's Reply:

Eligibility rules are here.

Under the 20/20/20 rule, you keep TRICARE health care benefits for as long as you remain eligible if:

  • You were married to the service member for at least 20 years,
  • The service member served in the armed forces for at least 20 years, and
  • The marriage and the period of service overlapped for at least 20 years.