Part B health insurance coverage

Question:

I am retired military and have an 80% service connected disability rating. I am happy with my VA care. I'll be 65 in December. Do I need Part B coverage?

Jim's Reply:

That's a very individualized decision we have to make. In your case I'd say you could skip it since you're happy with VA care and don't need any civilian care. Remember that if you change your mind, there'll be a penalty for taking Part B later.