Education & Employment

Topics on education benefits and employment protections including the GI Bill, post military training, and employment rights.

Enactment of the Servicemembers and Veterans Initiative Act of 2020

The Servicemembers and Veterans Initiative Act of 2020 was enacted on January 5, 2021. Read how this helps Veterans, Servicemembers, and their families protect their rights.
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A Servicemember’s Guide to Student Loan Interest Rates

Since August 14, 2008, the Higher Education Opportunity Act has also made it possible for servicemembers to use the SCRA to have their interest rate reduced to six (6) percent on federal student loans that were taken prior to their entry into active duty.
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DD Form 214, Discharge Papers and Separation Documents

Read about what a DD 214 is and when you might need it.
A photo of a golden retriever service dog wearing a vest with several service dog patches. The most prominent reads 'Disabled Veteran with Service Dog.'

"Service Animals" and "Assistance Animals:" What Are My Rights?

Learn about the federal laws that support people in need of a service animal.
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The Interstate Compact on Educational Opportunity for Military Children

Frequent moves and deployment can create problems for children of military families who are still in school, as a result of different rules and requirements between school districts.
Photo credit: William Stitt. A young black man in a graduation cap and gown sits smiling on a bench in a garden

Veterans Guide to Education Benefits

The Montgomery G.I. Bill (“GI Bill”) was passed after World War II. The purpose was to give returning veterans a chance to go to college or get vocational training. The program has existed - and expanded - ever since. It has helped thousands of veterans.

Student Loan Forgiveness via TPD for future loans


Greetings: Total and Permanent Discharge program (TPD). I'm 100% P/T. I would like to return to school and complete a graduate program. After reading several websites about the TPD program, I'm confuse with the requirements of the timeline. I have yet to find clear guidance. Therefore, my question is if I can apply future loan (graduate degree) towards this program. Or if the program is only for existing loans which I have none (used GI Bill). Would you have any further information to clarify this confusion? Thank you.


Jim's Reply:

Hmm, that sounds almost too good to be true. You'd think that they would have thought of a way to prevent that from happening.

Oh wait...they did,

If and when you apply for another loan...Direct Loan, Perkins Loan, TEACH Grant or whatever the flavor of the day will'll be required to sign off that you won't seek a TPD based on your 100% rated current condition which you'll be required to acknowledge.

To get another TPD you'll have to come up with another 100% disability rating that is subsequent to that first rating and diagnosed after the date of the loan.

Yeah, so...back to the drawing board! Good luck.


A woman in a U.S. Coast Guard uniform holds a flag at a parade.

Chapter 30 - Active Duty GI Bill (MGIB)

Chapter 30, officially known as The Montgomery GI Bill Active Duty (MGIB), provides up to 36 months of education benefits for eligible servicemembers. Learn more about it in this article.
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Chapter 31 - Vocational Rehabilitation

Vocational Rehabilitation is a program for veterans with service-connected disabilities. The intent of the program is to help you become employed.
Photo credit: Esther Tuttle. A white woman, in profile, stands wearing a black graduation cap and gown

Chapter 32 – Veterans Education Assistance Program (VEAP)

Veterans Education Assistance Program (VEAP) is available only to veterans who elected to make VEAP contributions from their military pay. Under this program, the VA will match every $1 contributed with $2.