Education & Employment

Topics on education benefits and employment protections including the GI Bill, post military training, and employment rights.

Enactment of the Servicemembers and Veterans Initiative Act of 2020

The Servicemembers and Veterans Initiative Act of 2020 was enacted on January 5, 2021. Read how this Act helps Veterans, Servicemembers, and their families protect their rights.
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A Servicemember’s Guide to Student Loan Interest Rates

Since August 14, 2008, the Higher Education Opportunity Act has also made it possible for servicemembers to use the SCRA to have their interest rate reduced to six (6) percent on federal student loans that were taken prior to their entry into active duty.
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DD Form 214, Discharge Papers and Separation Documents

Read about what a DD 214 is and when you might need it.
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"Service Animals" and "Assistance Animals:" What Are My Rights?

Learn about the federal laws that support people in need of a service animal.
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The Interstate Compact on Educational Opportunity for Military Children

Frequent moves and deployment can create problems for children of military families who are still in school, as a result of different rules and requirements between school districts.
Photo credit: William Stitt. A young black man in a graduation cap and gown sits smiling on a bench in a garden

Veterans Guide to Education Benefits

The Montgomery G.I. Bill (“GI Bill”) was passed after World War II. The purpose was to give returning veterans a chance to go to college or get vocational training. The program has existed - and expanded - ever since. It has helped thousands of veterans.
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USERRA Return Notification to Employer

Job protections available to servicemembers when they are called into military service.

UXC Benefits?

Question:

I read your UCX Facts and did not see VA disability compensation as a factor that would reduce UCX benefits. Can you explain why?

 

Jim's Reply:

I didn't write the piece that I believe you're reading but although VA disability compensation isn't specifically mentioned, I think there are enough references to understand that in most instances VA disability compensation will have an effect on unemployment compensation. 
 

Most notably, "The law of the State where you file the claim will determine your weekly benefit amount, the number of weeks paid, and other program rules."  For example, in my state of Florida the rules say, "You may be unable to receive benefits for the following reasons: You are receiving income, such as retirement pay or severance pay." That "you are receiving income" alone would disqualify you.
 

UCX is determined in large part by the state so for the details, you have to look for data at your state level.

 

Student Loan Forgiveness via TPD for future loans

Question:

Greetings: Total and Permanent Discharge program (TPD). I'm 100% P/T. I would like to return to school and complete a graduate program. After reading several websites about the TPD program, I'm confuse with the requirements of the timeline. I have yet to find clear guidance. Therefore, my question is if I can apply future loan (graduate degree) towards this program. Or if the program is only for existing loans which I have none (used GI Bill). Would you have any further information to clarify this confusion? Thank you.

 

Jim's Reply:

Hmm, that sounds almost too good to be true. You'd think that they would have thought of a way to prevent that from happening.

Oh wait...they did,

If and when you apply for another loan...Direct Loan, Perkins Loan, TEACH Grant or whatever the flavor of the day will be...you'll be required to sign off that you won't seek a TPD based on your 100% rated current condition which you'll be required to acknowledge.

To get another TPD you'll have to come up with another 100% disability rating that is subsequent to that first rating and diagnosed after the date of the loan.

Yeah, so...back to the drawing board! Good luck.

 

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Chapter 30 - Active Duty GI Bill (MGIB)

Chapter 30, officially known as The Montgomery GI Bill Active Duty (MGIB), provides up to 36 months of education benefits for eligible servicemembers. Learn more about it in this article.