I was awarded TDIU P&T earlier this year, with an effective date of August 2011. My question pertains to the S-DVI insurance policy that is available to 100% disabled veterans where the premium is waived. I understand that eligibility ends at 65. I am currently 72, however based on the effective date of my award, I am 63-64. Under these circumstances, am I eligible? I did call the appropriate department and was told no, which makes no sense. Looking for your opinion. Thank you.
You must have an award of a new service-connected disability to be eligible for S-DVI.
Ratings of Individual Unemployability are not considered grants of “new” service-connected conditions under S-DVI. You must receive a rating for a new condition not previously rated by VA.
In my opinion you're not only not eligible for a waiver, you aren't eligible for S-DVI.